How to Make Dental Care Affordable Without an Insurance Plan

It is no secret that dental treatments are costly, especially if you need veneers work, orthodontic, or dental implants. If you don’t have health insurance, or even if you have one, you can end up with a skyrocketing bill. Dentist Adelaide payment plan helps you spread the cost of your payment and make the dental treatments affordable.

There are different dental payment plans and different ways to arrange dental payments. Below are some critical dental payment plans.

Dental Insurance

If you have an insurance or a dental discount plan, either through your employer or privately, you need first to check if there are any restrictions on which dentist(s) you may visit. Even if your plan allows you to visit any dentist, you will probably receive preferential rates from approved dentists from your insurance provider network.

While some dental services like checkups and dental cleaning are often included for free, for any other treatment, you will receive a percentage discount or pay a discounted price. The discount can range from 10 to 80% of the total cost, depending on the type of insurance you have.

While services like checkups and cleanings are included for free, for any other treatment you’ll probably receive a percentage discount or pay a reduced fee. The discount can be anywhere from 10% to 80% of the total treatment cost, depending on the level of insurance you have.

Pay Your Dentist Directly

When you are paying directly to your dentist, you may get a discount for your treatment. This discount may be around 5-10%, and you may even negotiate further if you have a good history with that dentist. Dentists Adelaide give this discount for many reasons. First, they are getting the money directly, and therefore there is no admin fee. Secondly, there are likely chances that they may lose money if you opt for a third party payment plan. With no processing fees, you will surely get good discounts. In any case that you cannot afford a full payment at the time, you can enjoy an in-house dentist Adelaide payment plan. You may pay a third of the treatment cost up-front and then clear the rest within the next six month or depending on your agreement.  For long term patients with good history, this is can be a welcome option.


Seek Financing with a Dental Payment Plan

The last option is to arrange a formal dental payment plan with a third-party company. Many dentists have agreements with specific companies, but you can as well arrange to finance with a financing company of your choice. Note that a dental payment plan differs from a dental discount plan. Payments plans aren’t a type of insurance, just a way to spread the cost to make dental treatments affordable.